Financial Power Tools Calculators
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Amortization Loan Calculator - Enter your desired payment and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment. You can then examine your principal balances by payment, total of all payments made, and total interest paid. Press the report button to see a monthly payment schedule.

Auto Loan Calculator - Enter your payment and let us calculate how much automobile you can afford! Based on your desired monthly payment, this calculator helps you determine how much automobile you can purchase.

Buyers Cash Calculator - Estimates the amount of cash required by homebuyer at the time of closing, the total closing costs as well as the monthly income required and the total monthly payments.

Canadian Loan Calculator - Canadian version displays floating summaries of the total interest paid and total paid as you move the pointer over each cell in the answer grid. Includes the ability to easily calculate loan scenarios based upon variable payment frequency. It automatically displays financial answers on a 2-dimension grid as you enter or update loan variables. You may easily view grids of loan amounts, interest rates, terms in months, or payment amounts based upon your loan variables.

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Credit Card Debt Calculator - Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Fill in your loan amounts, credit card balances and other outstanding debt. You can then see what your monthly payment would be with a consolidated loan.

Discounted Cash Flow Calculator - The discounted cash flow calculator is a tool to help estimate the present value of a stream of cash flows discounted to the present. The calculator takes three inputs to produce the present value: Enter each year's cashflow. For the last year of the holding period, enter the sum of the cashflow and sale proceeds. The net present value will be calculated.

Future Value Spread Calculator - Get a clear perspective on saving money. Designed to quickly display the future results of a regular savings plan. Offers a clear perspective on saving money by automatically displaying future values on a 2-dimension grid as you enter or update your investment variables.

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Home Mortgage Calculator - Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay, and your principal balances. You can even determine the impact of any principal prepayments! Press the report button for a full amortization schedule, either by year or by month.

Home Seller's Proceeds Calculator - Selling a home? Discover what your net gain will be after current mortgage(s) have been repayed and taxes, sales commissions and other closing costs involved in your sales transaction have been accounted for.

Interest Rate Calculator - How long will it take to break even on a mortgage refinance? That depends on a multitude of factors. These factors include your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. Use this calculator to sort through the confusion, and determine if refinancing your mortgage is a sound financial decision.

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Loan Comparison Calculator - Use this calculator to help you determine the loan financing amount and payment options that are best for you. Calculates comparisions of up to four loans including loan amount, interest rates, number of points and payments, payments amounts, total interest paid, cost of points and total amount paid.

Loan Spread Calculator - Fully compliant with all currencies and regional settings! Displays floating summaries of the total interest paid and total paid as you move the pointer over each cell in the answer grid. Includes the ability to easily calculate loan scenarios based upon variable payment frequency. Offers Daily 365/year, Daily 360/year, Weekly, Biweekly 26/year, Bimonthly 24/year, Monthly, Quarterly, Biannual, and Annual payment periods.

Pay Down Debt Calculator - Find an answer to the classic question: "Should I invest it or use it to pay off something I already owe?" Input the cash you have available to invest or pay down debt, the Annual Interest Rate on your debt, and the expected annual return on your investment. The calculator will compute the amount your investment will grow in a given number of years versus the amount of debt that could have been paid down in the same time period.

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Refinancing Calculator - 'Am I better off refinancing?' The calculator helps you assess the impact of refinancing your mortgage. It allows you to look at the monthly savings you will have with a lower interest rate. Enter current mortgage, home, and refinance information. You will be able to figure the costs of the refinancing. All of the data is processed so that you can determine how long it will be before you recoup the costs of the loan.

Rent vs. Buy Calculator - Use this calculator to determine whether it is a better financial decision to rent or to own a home by entering how much you want to spend a month and how much down you would put into your house. Enter estimated rent, home purchase and financial information.

Simple Loan Calculator - An easy to use loan calculator that will solve any simple loan, using monthly interest compounding and monthly payments. You can quickly calculate the monthly payment, total amount of interest paid, total paid and cost of points for your loan scenario. 

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